Can a credit without private credit bureau be serious? This question is asked by many people who are denied loans by banks because of a private credit bureau entry. The answer is yes , but you have to pay attention to a few things and look for the right provider. Because there are in the vastness of the Internet quite dubious providers, so you should not act as possible without detailed research.
A credit without private credit bureau reputable? Yes, under the right circumstances.
The private credit bureau problem
There are different reasons why people do not get credit from their bank, for example, and wonder if a loan without private credit bureau is reputable and a good option. Often, for example, even a single private credit bureau entry can prevent a loan because of an unpaid mobile bill of a year ago.
A loan without private credit bureau or a credit provider who lends a loan despite private credit bureau entry is often the only option here. It is important that sufficient liquidity can be proven with which the private credit bureau-free loan is repaid on a regular basis. Another alternative may be to include a guarantor.
The best chances for a straightforward loan, by the way, in the field of mini-loans:
Credit without private credit bureau reputable: what should be considered?
First of all, even a loan without private credit bureau query is a normal installment loan. The only difference is that the creditworthiness of the borrower is not limited to private credit bureau’s information but, for example, about the collateral of the customer, such as a fixed salary or a guarantor. By the way, real estate represents daring collateral. It is not necessarily that no private credit bureau query is made, but the weighting of this.
It does not necessarily have to be a provider that writes “credit without private credit bureau” on the flag. Often, especially the providers are recommended, which strive for the separate examination of all applications and try to find individual solutions.
Credit without private credit bureau reputable: Which providers are there?
For example, one provider that meets these criteria is Credimaxx. Here instant loans up to 60,000 euros can be paid within 24 hours. If it is a trusted client, with the manual credit check positive, there is no negative private credit bureau entry in the way.
Another provider that also provides detailed information on financial and credit issues is Credithulk. Especially the credit counselor of the company can be very useful if you want to know about things like private credit bureau and credit check. With a good credit rating, you can also have chances of getting a loan despite the negative private credit bureau entry.
Another alternative is creditend, where loans are granted privately to privately. Here it is up to the borrower to present himself and his concerns well. Even so, a loan without private credit bureau can be serious.